Posted: December 25th, 2023

Universal Health Care For The United States

Universal Health Care For The United States
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Universal Health Care for The United States
Decent Health is a significant determinant of the growth and prosperity of every civilization. A healthy society is capable, productive, and has easy access to quality medical care at an affordable cost. Despite that, Americans paying more money for medical support. The United States (U.S.) health structures are lagging behind compared to developed nations, for instance, in Canada they have a national health insurance system that is highly rated. (Healy, 2020). The current health coverage program in the U.S. has failed to effectively address the shortcomings in Health, for instance, the ranging corona pandemic has created havoc in the medical sector. Thus, to address the anomalies, the article affords a universal health system (UHS) through developing nation health insurance system similar to the Canadian universal health system that is relatively viable and cheaper to maintain.
The Universal Health System
The UHS is modeled to deliver cost efficiency. Through federal and state contributions in revenue from taxes, individual contributions, and health insurance policies to pool the resources to fund the UHS. Experts argue that medical systems that concentrate on cutting costs by axing the eligibility, welfares, and quality of care efforts have not been effective. Cutting cost have increased sickness among civilians since intensifying coverage without reversing medical care’s mounting cost is pointless (McClure et al., 2017). The UHS program focuses on giving all Americans access and simultaneously extending high-quality medical support systems.
The UHS system incorporates vital health stakeholders, medical practitioners, public health officials, social services, and health insurance providers to establish a healthy culture. The stakeholders are credited with improving the U.S. population’s wellness through treatment, research of emerging disease and recommending the efficient ways to prevent diseases spread. To gain the perspective and contributions on the elements that can be included in the UHS to attain effective health system for all. In attaining consensus among the affiliated medical departments, doctors and public health officers input is vital since they play a significant role in treating disease and running the health facilities, and utilizing the available resources. Further, UHS prioritizes broad ways of health inequalities among the populaces in the U.S for instance the facilities among the lower and middle class citizens is inferior compared to the affluent classes in U.S with advanced hospital equipment’s. The federal government is mandated to tackle economic, and social factors that influence health sector through various procedures such as improving the minimum wage, development of medical infrastructures and establishing early childhood programs (Hassmiller, 2020). Prioritizing universal health care will expand healthcare systems, resources and professionals to serve Americans better.
Additionally, the UHS endeavors to bring about a jam-packed range of health sectors in a patient-friendly, single-stop-service provision environment. UHS strive to eradicate costly channels, endorsing wellness of out-patients, and enhancing the U.S. healthcare sector mandate of delivery of quality care. Initiating a universal policy in healthcare will restructure the medical sector allowing patient to get medical attentions in other states hospitals that can offer better medical care compared to the current ones which limits a patient to a single hospital. Aiding in service delivery by integrating a solid physician-hospital link, harmonized health care system, ease of access in geographical reach, high-quality management, utilization control, contractual capabilities, financial strengths, and controlled financial oversight (Boone, 2000)
The study relates to the Canadian model of financing the UHS that has proved cheaper than the current U.S. model. For instance, a patient care cover in America incurs an average cost of 2,497 dollars, much more than the Canadian system that only part with 551 dollars yearly (Healy, 2020). Medical care in Canada is a closely tied to a single-payer system in which the national health insurance service pays for the cost incurred through citizens’ contributions in the form of taxes. The system is different to the U.S, the model where members engage private insurance firms to risk losing the medical cover if they fail to contribute.
Impact of Universal Healthcare System on Payment Approaches
UHS proposes the provision of quality health care at a reduced cost. The approach can be achieved by setting up standards on substantial income-affiliated subsidies. In this case, the government, people and insurance premiums providers incur the patients’ cost and the affluent pay for the deprived. Establishing a minimum contribution to the national health insurance service that is deducted in the form of income tax to the employers and public servants and pooling the resources to a joint account for health coverage (McClure et al., 2017). Further, directing the tax expenditures from government fees charged in health facilities to be diverted to the UHS to cater medical cost and cover the medical specialist. UHS through the national health insurance system will provide the monetary resources to pay for the cost of medical care. For the jobless and the poor in society who fail to afford insurance cover in the current system. Also, the federal government providing incentives to the medical fraternity, such as tax incentives on medical equipment, cuts the cost charged for delivering health services.
Moreover, the government alone cannot afford to cover all medical cost the health sector. However, the national health insurance system can reasonably spread the cost incurred to insurance premiums and personal payment to cover cost incurred in treatment. Still, to establish that the hospitals do not exaggerate the cost of treatment, the federal government and consumer protection ought to avail calculated costing price and share the information with the public. Reversing the current private contribution system that is cost raising dependent on the quality treatment needed can be realized by offering tax relief measures to such insurance institutions. Making private insurance premium providers to avail quality care and the government providing incentives and payments through the universal health system.
Most of private hospitals are driven by the necessity to attain profit; thus, liaising with the facilities to refer more patients to the private medical facilities. Based that the individual facilities agreeing to reduce costs can mitigate the shift while assuring quality since more clients will afford them profit. Compared to the current model where individual bargains with the hospitals and private insurance, the UHS will reduce the time taken to access medical attention and the cost since the national hospital insurance system will incur part of the cost (McClure et al., 2017). Congress will develop laws that advance private insurance companies’ to give minimum contributions to the UHS to support the program. UHS propose more corporate social responsibility to raise money for the UHS on optional basis.
However, implementing the UHS creates a logistical challenge due to patients’ influx and increased needs for medical attention. The scenario may overwhelm the medical fraternity since an upsurge of civilians seeking medical attention they could not afford. Still, actual implementation requires a vast amount of monetary resources to cater to infrastructures, buying medicine, and creating support systems. Further, the UHS negatively impacts the private insurance sectors since it proposes added cost in form of minimal contribution to the UHS and reduced incomes.
Notably, the impact to individual hospitals is increased traffic of patients that can be overwhelming. The doctors are positively impacted by the UHS since they will be exclusively covered by the national hospital insurance system in the new approach. UHS suggest that doctors will deal with a model where the mandate of setting the treatment cost is with the government and consumer protection. The UHS system partly reduce hospitals’ and doctors workload and the tension of speculating if the patient will afford the cost since the universal care will incur the cost. UHS will extend efficiency and improve the quality of healthcare due to readily available government intervention. The UHS’s long-term accomplishment is that it provides a healthier nation, suggesting that the health system will improve and the quality of life eventually. For instance, in Canada, life expectancy is higher than in the U.S. with average of 72 years compared to that of America at 68 years (Ridic, 2012).
Affluent Americans who can afford other private premiums will be tasked to provide more if they prefer paying for the private and the UHS. However, the benefits accrued depicts increased access to quality care to all classes of American. Besides, citizens can access the fundamental right to quality health care to any medical institution. Adjusting and reducing the cost to access healthcare due to government subsidies improves life and aids in saving to perform other life necessities such as education. UHS impact is that employed Americans will foot the cost of healthcare to the jobless and the underprivileged through salary deductions to the national hospital insurance system.
The government will have to adjust due to limitations in taxes income charged in the current model. Providing incentives and subsidies reduces the income generated to venerate the health crisis. UHS positively impacts the government realizing the mandate of affording quality healthcare enshrined in the constitution. Further, the UHS provide the government with more responsibilities to ensure the system works, avail the resource needed, and constantly monitor and evaluate to ensure conformity with the health system’s quality standards. Significantly, UHS will deal with the economic prevalence of increased health care to individuals, such as the arising need to create employment opportunities despite the reduced revenues from the health sector. UHS provides a productive workforce in all departments.
In conclusion, the study avails practical concepts in developing a viable universal health system that extends quality care to all Americans. UHS primarily financed by tax incomes governed by the national hospital insurance system that will mediate and pay for civilians’ treatments. The UHS strives to give access to medical attention to all U.S. citizens and mitigate the cost incurred. Besides, partnering with the private insurance sector will avail a working health system. The system faces stiff logistical support to implement national comprehensive and initial cost to establish the mechanism. Prominently, the UHS will provide Americans with an optional effective way to pay for medical care.

References
Boone, B. (2000, June). Integrated Health Care Delivery Systems’ Challenges. Retrieved April 09, 2021, from International Risk Management Institute: irmi.com/articles/expert-commentary/integrated-health-care-delivery-systems-challenges
Hassmiller, S. B. (2020, September 30). Health Equity And The Future Of Nursing, Post-COVID-19. Retrieved April 09, 2021, from Health Affairs: https://www.healthaffairs.org/do/10.1377/hblog20200928.163103/full/
Healy, M. (2020, January 07). U.S. health system costs four times more to run than Canada’s single-payer system. Retrieved April 09, 2021, from Los Angeles Times: https://www.latimes.com/science/story/2020-01-07/u-s-health-system-costs-four-times-more-than-canadas-single-payer-system
McClure, W., Enthoven, A. C., & McDonald, T. (2017, November 13). How Universal Health Coverage Can Be Done Right. Retrieved April 09, 2021, from Health Affairs: https://www.healthaffairs.org/do/10.1377/hblog20171109.973715/full/
Ridic, G., Gleason, S., & Ridic, O. (2012). Comparisons of Health Care Systems in the United States, Germany, and Canada. Material Socio-Medica , 112-120.

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